Making money, saving it and growing it is an important life skill that everyone should have. Transform your life today by being on top of your finances and having a goal you can work towards.

Money is important. You need to be earning money, saving money and then investing that money. If you don’t have money, you’re going to be struggling. Ultimately, you want to have money working for you in the long run.

The goal is to have money growing whether you’re awake or asleep. In this article, we want to share some of our thoughts and personal experience with you, and talk about how we went from “working hard for money” to “having money work for us”. 


Prepare For Your Future

Let’s start with an interesting fact which will lay the foundation for why you want to start investing, and particularly preparing for retirement seriously.

Depending on the lifestyle you want at retirement, a couple requires between 26,000 pounds and 41,000 pounds annually. This is important stuff because, if you are planning to retire at 65 years old and retirement lasts, let’s say, 25 years, that is a sizable chunk needed to fund your everyday life.

How wealthy you are at retirement is very much your responsibility, and starting early is key. The earlier you start, the easier it actually is to reach your retirement goals. And, of course, the more money you earn and save, the more you can invest and the wealthier you will be.

If you’re a little bit later on in your journey but you have already saved a decent amount of money, then just get started! It’s never too late. This online space that we live in offers wonderful opportunities for us to catch up on lost time and investment opportunities. The key is really to just get started.

Earning Money

So, we all need to earn money… most people will start with a nine-to-five. Now, there’s absolutely nothing wrong with having a nine-to-five despite what the online gurus might tell you.

What’s important is that you are passionate about your job, whether that’s art, fashion, sports, education, etc. Not everyone is entrepreneurial. Some people just want to have a good living.

So, remember, do what you love because you have to spend a lot of time in your occupation. You can always fit making money around what you are passionate about. If you’re not loving what you do, then there’s really no point to it.

Yes, you want your money to work for you, but it’s not going to happen overnight, especially when you don’t have a capital. It’s fine to build up your starting capital by working multiple jobs to get there faster if need be. The more you earn, the more you can invest, and the wealthier you will be in the future.

Remember, if you have to have two jobs or work long hours, that’s only going to be for the short term if you have a plan. Like an investment, entry is crucial but the exit is actually far more important. Do what is necessary for a short term period but make sure you have an exit plan and a goal to reach


If I look back over my personal career before I became an investor and took the route of mentoring and training people, I actually worked three jobs. I was working long hours, often seven days a week, and this was in my twenties to early thirties.

And the main reason for me to do that was because I was trying to earn as much as possible to put into my investment accounts – and that really has paid dividend to where I am today. I never lost sight of my goals.

If you can work multiple jobs to earn more, to save more and then invest more, I think it will pay off in the long run.

No one is saying that this is easy but you have to go through journeys like these sometimes. There’s just no avoiding it. However, if you are smart with how you save and invest your money, if you have a good exit plan and set yourself a goal to achieve, then you won’t have to suffer for your whole life until retirement.


Saving Money

According to Investopedia, “economies rely on the exchange of money for products and services”. So bartering was one way that people exchanged goods for other goods before money was created, like gold and other precious metals.

Therefore, money has worth because it represents something valuable for most people. And how you spend or save money will be a representation of how much you value it.

At some point in your life, you will need to be able to build a budget around the money that you are earning. Because the more you can save, the more you can invest.

Now, what you’ll often find is that people have a spending problem, not a money problem.

There is a lot of pressure on people to spend more – to have the best clothes, the best food, the best lifestyle and have the latest technology, but all this will end up eating into your savings, which will then have an impact on how much you can invest.

So if you are earning good money now, saving as much as you can for the bigger picture is essential.

What you want to do is working hard for your money now, learning to save and building a starting pot, and then learn to be smart with how you invest your money. What’s important is to prepare for a comfortable life later on down the line.


So, those are our thoughts around money. Regardless of what you think of money, there’s no getting away from the fact that money is an important factor for you to have the lifestyle you want. Money can be a daunting topic that is regularly avoided or shrouded in mystery.

We at Sublime Trading really want to switch this around. We want to demystify it, spread the simplicity of good financial literacy, make it more accessible for the savvy everyday person, and make it fun.

If you want to keep up to date with our stocks at Sublime Trading, then don’t forget to sign up to our newsletter. And also, take a look at our scorecard, go through the questions and see whether you are on track to a wealthy retirement. On completion, you will also get access to our FREE Launchpad Starter Kit to help you reaching your financial goals.


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